Death to passwords
I cannot say how many passwords and IDs are floating around for me, but it's at least in the dozens. The likelihood that I'll use a different password for every single one of them is zero. Even with Chrome of Firefox saving passwords, or one of the password manager things, it just isn't going to happen.
People have lives, and aren't going to do backflips to try and create multiple passwords to multiple sites, each of which wants some specific format and combination of letters, numbers, and emojis. It's just way to much hassle. Besides which invariably it's the junk sites that I likely will never visit again, or where I would never think of posting anything remotely valuable that want superduper, two factor authenticated passwords, while my friggin BANK only accepted uppercase letters starting late last year.
Yes, the truly important things in my life have big, complex passwords, but stuff like user forums don't because honestly it's just not that important to me. And besides, I'm a hardcore user of the "Forgot password" link.
The time has long since passed when we should have come up with something to replace passwords. They made sense thirty years ago when you might have one or two log-ins, but it's insane to try and use them today. Lecturing users about "hygiene" does nothing of value - it just irritates people who already know at least vaguely that passwords matter.