I too never used stop bath on film, only on prints. For (BW) film I'd do developer + agitation, rinse, fix, rinse thoroughly, squeegee.
My father, who is an avid photography enthusiast, told me when I got started that you can't go wrong with Tri-X film - the worst thing that can happen is that the emulsion itself cracks, and if it does it'll crack absolutely evenly and you'll get a cool graphical effect from it. Well, I proved him wrong when developing my first roll in the school lab one night. I did the last rinse in WAY too warm water, so when I went to dry it off, large swaths of the emulsion came off the substrate and stuck to the squeegee. It wasn't very even, but the resulting pictures were pretty ghostly and kind of cool anyway. So I guess half a point to dad for that one.
I can still remember the smell of Agfa's Rodinal developer combining with the 1:63 dilution of Kodak's Indicator Stop Bath. Fondly.