There's still at least one remaining benefit of investing in a pension; if you are a higher rate taxpayer but expect to be a basic rate taxpayer in retirement. Take the higher rate of tax relief on paying in, and reap the "benefit" of the lower basic rate tax on your income from the eventual pension. If higher rate relief is lost in an upcoming budget just watch for the fall in pension contributions.
6 posts • joined 15 Feb 2018
Happy Moto Mod user here
I bought a Moto Z with JBL speaker mod and black herringbone styleshell in 2016. I bought a Motorola battery Mod just as the internal battery on the Moto Z was prematurely failing. Motorola offered a replacement Z2 Play, and it being a mid-range phone agreed to bundle in the Qi wireless mod. In any event they also fixed the Moto Z, so i have both phones and 3 styleshells and the JBL, battery and wireless charging mods. Both phones take SD cards while the Z2 Play takes 2 SIMs and an audio jack, so i use it in preference currently.
Day to day they're both great devices and the mods work as intended. When travelling with boarding passes or tickets on an app, a battery mod for long battery life is reassuring, while installing a second PAYG 3 SIM when overseas is a boon. I'd like more frequent security updates, and was put off by the premature battery problem, but Motorola more than made up for that. The form factor is still current, and IMO the mods have been value for money for early adopters. The phones all charge quickly too.
I moved to Motorola from OnePlus, with no regrets.
Support is a worry
I have a Moto Z and a Moto Z2 Play, not a Z2 Force, so can't comment on that phone, however I do like both of the phones I have, and don't intend changing for a while.
I got a fabulous deal on the Moto Z with the JBL speaker mod (which is superb). I've now got three styleshells and a wireless charging styleshell, and the recent Motorola battery pack too. All are excellent.
When the battery started to fail on the Z after just 6 months (really really poor) I sent it to Motorola for repair. It took several such returns for them to fix it, and in the intervening months they'd agreed to replace the Z with the Z2 Play, but in the event sent both the repaired Z and the new Z2 to me. I have done well out of this, but it highlighted that sometimes Motorola will use poor components (batteries in this case), and they'll sometimes struggle to repair when requested. The fact that they left me with a better Z than i had at the outset (according to the Accubattery app its capacity is consistently 200mah higher than spec), and a Z2 Play has been fantastic, but for a while i used a cheap BQ that I bought on a warehouse deal, and it made me realise that the cheap end of the android market has really caught up.
My experience with Motorola must have made them a financial loss, and I can't see how they can continue for long making and selling phones against the high end brand loyalty of Apple, and the low-end value of the Chinese manufactured EU marketed likes of BQ and Nokia unless they can consistently deliver the kit and the support that keeps customers coming back again and again. They are to be congratulated for trying to do something different, and maybe encouraged to keep it going, however, I wonder whether the cracks are showing in their infrastructure if not on the Z2 Force's screen.
Re: Recently got hold of a Moto Z2
I'm using a Moto Z and now have a Z2 Play too. I have a Qi Wireless charging mod, JBL speaker mod, a few "styleshell" mods and the battery mod. All work really well. Unfortunately, the concept would have worked better had an Apple or Samsung adopted and promoted it; the few manufacturers of cases and bumpers tend not to understand what is needed to make a case compatible with the mods, so it become easier to just use the phone and a mod, or abandon the mod when the protection of a case is preferred. Samsung and iPhone users typically have more accessory options, and those third party manufacturers would probably have better supported a more powerful brand. Had Motorola's experience and market penetration been more successful though, my two phones and six mods would have cost me more than the £380 I have paid for this lot! I definitely can't complain.
KCOM have more FTTP subscribers than DSL subscribers in its regulated area. Their first step was installing the fibre to pass the majority of homes and premises (and filling in the significant gaps will still take time), but getting a majority of customers to move to FTTP is already a fantastic success.