If it sounds too good to be true ...
Every time I get professional advice or make a financial transaction some one pays, sometimes it is me. I am a technophile, I hang around on the Register and other tech forums. I know the pit falls of acting as a conduit for someone else’s money.
However if I wanted money, or needed it because I was poor with children say, an offer to share the commission that would otherwise be paid to a rapacious bank may persuade me to help the "law abiding company".
Yes, if it is too good etc is a good maxim to assess any offer but those not equipped (knowledge, morals, intelligence) to do so may fall into a trap. I would like to say that banks have some responsibility here but nothing sets me off like my bank, after an over 45 year relationship, doing it best to stop me getting at my money because of money laundering rules.