Someone drove in to the side of my vehicle a couple of weeks ago, as I was on a dual carriageway. Got a call last week and the caller knew all about the accident, and made it sound as though he was from the third party's insurance company. Started going on about putting a claim together on my behalf to cover any injuries or twinges I might have experienced, with a value of £1500. At this point I asked him to call back as I was busy with something.
When he called back I got him to clarify who he was calling on behalf of, and it turned out to be a company called Motor Assist. Apparently they're a personal injury specialist, and are not affiliated with either my insurance or the third party's insurance.
So I asked where he got my details, and he said he got them from the central Motor Insurance Bureau Database, where all accidents are logged. He claimed that they had access and got the details from there. He got very tetchy when I paraphrased him and said "so you were scanning down the database for accidents to see who to cold call?" - refused to accept that they were doing anything so awful!
After answering a couple of questions negatively (Did anyone else send you the details? Did anyone else access the database and send the details on to you?) I restated my previous comment that they had been scanning the database for accidents for people to contact, as the data isn't going to magically extract itself. He went off on one before hanging up on me. Shame It was a withheld number or I would have made sure it got reported!