Or you could always try an open source alternative
For anyone wanting to install and host their own alternative to Google Docs and Zoho Writer (at least the word processor), there's always http://remotewriter.wordpress.com/
It does use Google Gears for online / offline synchronisation, but apart from this is based upon open source code (notably Tiny MCE and wxJavascript, and a whole lot of Javascript code), and offers one very nice feature that Google Gears and Zoho Writer don't: the ability to define your own custom block-level and inline styles.