Re: MS at least try to be the good guys every now and then
> "safe surfing" works, even on unpatched windows systems
Sadly not true. Any site that serves ads may also be serving you malware that will get installed automatically unless you have a patched system. An ad blocker helps a lot, and is an essential security tool nowadays, but is not perfect.
https://en.wikipedia.org/wiki/Malvertising#History