Re: Credit card
Yes, it should be. Expired card != account closed and wiped. The consumer credit act doesn’t cease to apply.
If enough customers report 123 Reg for credit card fraud, transactions with them will start getting tagged as being of interest to CC company fraud departments. That might mean that legitimate transactions start getting blocked. So this might start impacting customers who haven’t yet been dinged by these spurious domain screw ups.
So if you’re a 123Reg customer, you need to keep a close eye on renewals, make sure they’re actually paid for.