Re: Are they for real?
In a "community of assets" situation such as that mentioned, where the couple own everything jointly, and all of their income goes into a shared account, should the income generated by either of them be considered to be their personal income? At the point of view that the 'payer' is paying them income, it is presumably going to one of them individually. But at the 'receiving' end, if it's going into a joint account there is no sense in saying that the income belongs to one and not the other.
So to me it makes sense that both partners be able to list all income that comes into a joint account as 'their' income. Could it be considered fraudulent from the part of the credit card company if both partners applied using the total of their joint income? Or half of their joint income?
An interesting question for the lawyers!