Re: Real world use
I do not think that in reality a phone camera lens has much of a MTF above about 8Mpx. Pixel count and sensitivity may have improved a lot but we're still working with the same old wavelengths of light, and there's a limit to what you can do with glass and plastic.
Being a deeply cynical person I do wonder if it is cheaper to produce a high pixel count sensor and bin the output to deal with the variations across the die, than to produce a 10Mpx sensor with all the pixels close in output. 24Mpx APS and above sensors are not cheap.