Re: "immigration officials determined $1m would be necessary"
"If the limit is $220 000, you little scribbler have no authority to decide that it is suddenly $1 million in a specific case."
I agree. And if $220k is determined to be too low, then change the limit.
But I also think that if you don't know the English language, at least to a 3rd to 5th grade level, you will have a hard time getting out of poverty in the U.S. You are really handicapping yourself. Fortunately, there are a lot of ESL classes available.