Re: "The age of digital money has arrived"
"Not having folding money in my wallet is a good disincentive to not pull out my plastic cards."
I find the exact opposite.How else can you make the beer come from the other side of the bar when the cash has gone? Oh have I misunderstood? There are a lot of negatives in your sentence for so early in the day.
Yes, we are all different people. I find contactless easier to control than cash, because every little transaction appears in my bank account.