Re: Autonomous driving is months, years, or decades away
"Care to explain why you think premiums for meatsacks will inevitably go up once the robotaxis arrive?"
Spreading the risk over a much smaller population means payouts will become a larger proportion of the insurers income, even if the accident rate remains the same or even reduces a bit. Insurers like their profits, Notice how insurance rates charges going up, you can't avoid them because they are a legal requirement, and many of them are pushing black box telemetry units with lower cost insurance (data they can sell)