Re: Yes it effing is!
You can only stand if you have the money to be able to.
If you think you have a platform that people will support, raising a few thousand from potential voters shouldn't be difficult. If you can't raise it, you're clearly running on a platform people aren't interested in.
Sure, you can pay it all yourself if you're just running for your own amusement or vanity, but that's not what elections are there to encourage.