Re: I'm lazy. Really fucking lazy!
Yeah, and what's under the hood? Sharepoint doesn't natively provide account management facilities, so there has to be something that will actually execute the changes.
If they're not using MIM or some other account management/workflow tool, someone's going to be writing some code.
I mean, seriously, it's a document management tool, not an account provisioning tool. (Mind you, the MIM front-end is a version of Sharepoint, so if someone wants to roll-their-own, good luck to them.)