Re: IT Failure?
"It was just "the cloud" "
Care to explain further? I'm not aware of any of the major banks where failures were broken out using "the cloud" as most IT people would describe it (i.e. using shared platforms managed by a third party with minimal control over the hardware or who can share the resources).
Unless you're referring to customers accessing in-house or third-party dedicated data centers contracted by banks over the Internet?