It's Just Pattern Recognition
It's not AI - it can't be because we don't even understand what intelligence is in humans, never mind in machines.
It's not Machine Learning, because we don't really understand what learning is in humans either, never mind in machines. (I'm speaking as a school governor who spends a lot of time with teachers, many of whom are excellent, a few not so much. It's really complicated. If you could distill the essence of a really good teacher someone would have done it by now.)
It's just advanced pattern recognition, operating from very large but inevitably biased and flawed data sets.