on death
So your stuff , inckuding financials , is secure, you've opted for paperless billing, so when you die (inevitable!) who knows what you've got and how to get at it . I like the 2fa using SMS , seems ok to me ... except steam , seems to not work.
HSBC now can use voice authentication to access bank account .. will take that up soon....
Which password manger tho ? dashlane 1password.. what ?