Re: Look it's really quite simple.
"continuing to use Windows 7 two years later in 2022 would not be a smart move."
Without taking additional precautions, I agree. My point, though, is that you can take additional precautions so that you aren't relying solely on the OS for your security. Further, I argue that everyone should be doing that anyway, even with fully up-to-date software.
The marketing angle that I was referring to is the use of scare tactics to compel people into using software that companies want you to use rather than taking other measures. I'm not arguing that no measures should be taken.