Fleeced for a phone ? No ta.
Norway's had a split pricing system for the 12 years I've lived here (although I never use it as I generally don't change phone and contract at the same time, just because it'snot always suitable or convenient for me)
Sign up for new phone and pick a contract. XXX kroner/month for the contract for calls and data, plus XXkr/m for (generally) 2 years for the phone.
After the phone is paid off, you drop to the basic monthly fees.
As for the loyal customer penalty, that'll be when they call me up a month or so before the contract lock in is due to expire and offer me (generally) either a 15% discount on my monthly bill, or a free data upgrade for the same price. Agree to 12 months and we'll talk again next year. That agreement covers both my mobile, my son's and our 2 tablets on a data only shared plan.