Does not take long to buy the hardware ...
at $156/month. This is like the current trend with cars - where you lease (with a very small mileage allowance) and end up with nothing after 3 years - having almost paid the cost of buying it.
Every business these days seems to be trying to tie customers in to a monthly payment. I assume that it is for the benefit of the business not the benefit of the customer - although marketing will try to convince you of that.
I suppose that they don't sell to engineers or devs because they are sufficiently mathematically able to work out that it will be a bum deal.