Re: "Video addicts/hobbyists or folks who have DLSRs"
Hitting the nail on the head there, always store in RAW. For your average hobbyist JPG may suffice if you don't want to do any editing of the photo, or if you use Photoshop for editing, but for serious photographers it must be RAW and something that like Lightroom for editing. 1TB might be a bit limited though, I do about 1TB a year with 20Mb RAW files. The newest cameras are 50Mb + per file.