Re: >> I do not need DropBox Plus, nor OneDrive.
Here's the problem: *Word is unavoidable.*
If you work as a freelancer in certain type of text-related business (novel writer, translator, editor, proof-reader etc.) you are expected to send and receive Word files.
The receiving end is no problem. If I get a Word file, I'll open it with something. It's usually good enough... there are minor issues, but I can live with them, work with them, or correct them.
The problem are the people on the other side who cannot live with, work with, or correct the minor issues. So I need Word, and only Word, and only as a desktop app, and only to check how the files I _send_ will show up at the other people's end.
There's the stand-alone Word for €135 one time (effectively every three years or so.) The next most expensive word processor for the Mac is Nisus Writer Pro for €80 (about as powerful, but _much_ nicer to use... except for the file sharing issues...) Still, MS does not bother to give you a legalese on the licensing there. They don't even tell you if it's "licensed for commercial use", as they do on the Office 365 subscription. And yes, if you need it for paying work, that _is_ an issue.