Re: "LibreOffice only does a majority of what home users need"
That's the point: I am a one-user business. I would only need Word (as a desktop app) to check for compatibility. I do not need or want any of the file sharing or cloud crap. I want my files to be save, and not data mined by the app.
MS sells Word as a stand-alone app, albeit hidden within its online store (you'll have to specifically search for it.) It's €135 as a one-time-payment. That's easily the most expensive general usage word processing app I can get for the Mac, and I still do not know if it data mines or not (Microsoft's web store is notoriously short of information there, and directs you to a Personal Office 365 as alternative which officially data mines. And the stand-alone version _still_ needs a MS account, and I cannot see why I would need to do that.)
Otherwise, I would need an Office 365 Business Plan, which is €106 _per year_. Better yet, an Office 365 Deutschland (yes, that's right. Data kept _in_ Germany, under German law. Removes some components of Office, though. Interesting what Microsoft has to provide...) Last I checked, €135 per year... But they changed the web page, and do not sell or tell prices anymore, as far as I can see. You have to call and talk to a distributor. It still includes crap I really do not want or need.
In short, Microsoft is the crappiest software supplier for my type of business.