Re: @ wolfetone
The UK has very little tax compared to out European peers with decent healthcare. In Germany the idea of putting away 20k tax free in an ISA forever is a fairy tail dream. €800 of interest and dividends and that's your lot. The public healthcare is comparible with private healthcare in the UK in my experience.
I think above average earners in the UK get away with paying very little tax. Council tax is the only local tax and it tops out at what 2k a year for a mansion?