Re: @Triggerfish
Most places I have traveled only one ATM has not been an issue, (except Laos and they had a guard with an AK47 next to the machine).
Generally speaking I tend to leave the card behind and take what I need day to day. YMMV but getting mugged and having the card taken and the pin for me is still a limit on what you can take out and its less than a bundle of holiday cash.