How do you get a menu or breakdown of all the actual charges?
The thing is, my bank blames Visa. Visa blames intermediaries and so on. Its a vicious cycle. All I know is, I've been keeping a list of charges for about a decade. You have to, if you travel a lot, because of currency fluctuations its impossible to figure all of this out when you're back home.
However, in the past 2-3 years especially I see a definite increase, an added 2-3% extra hit. But how do I find out whose got their hand in the cookie jar? Its like SWIFT banking... Do a few of those with reversals and try to actually figure out, who got what. There's no documentation!