Reply to post:

Google Pay heads for the desktop... and, we fear, an inevitable flop

Kristian Walsh

...and despite calling out the author for 'technical inaccuracy', you don't back up your assertion with any information about how it 'actually works', and how that's different to the article's summary.

Some factual statements: The customer does give the Google payment system access to their credit card account (not the card, but the account at their bank that backs it), they do use the Google Pay desktop system for online transactions, and these transactions are processed by Google.

Or, more succinctly: "Basically, you give Google your bank card so you can spend money online via Google."

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