Reply to post:

Google Pay heads for the desktop... and, we fear, an inevitable flop

katrinab Silver badge

I've got a separate card holder with a single card in it, that sits in my pocket next to my phone.

While using the phone requires minimal effort, using the card requires zero effort, so the card wins.

Also, I find that Amex Apple Pay works almost nowhere, the only places I've found it works are TfL and Waitrose. Amex gives me 1% cashback, so I prefer to use it wherever possible.

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