Re: Just emptied my account.
Even if you don't have the funds, but it is a "normal" level of transaction, ie don't write a cheque for £1m if your balance is 10p, then it will likely clear, but of course they are entitled to charge the usual unauthorised overdraft fees and ask you to pay it back. They have 6 years to do that, or 5 if your account is with a Scottish branch, sort codes beginning 87, which is around 1/2 of all customers.