Re: Clearly allowing companies to hold this kind of information should not be allowed
"BUT, and it's a big but, F**k 'em."
BUT they can F**k you back. Equifax is referred for credit trustworthiness, and people without a history normally can't be trusted because reaching out historically results in betrayal. So if you demand Equifax delete you data, the next time you apply for a loan, Equifax would reply, "No Data On You." Which to the rest of the credit history means NO history.
Which tends to mean you get rejected unless you submit to unfavorable (maybe even predatory) terms, AND there's no law that requires banks to accept everyone wil ne nil ye. It's the old Catch-22: it takes credit to make a credit history, and it takes a credit history to get credit.
Biting the hand that feeds IT
