@ Breen Whitman
"The unis skim the top off and treat it as income.", yes for everyone they can get away with and not just unis but linked colleges and 6th form schools.
Since Universities effectively have a right to print money then you would imagine they would be satistfied but they IMHO redirect funds where ever they can because when no one is looking then why not.
I would be surprised if any course currently being offered at any uni has full tutor attendance, they get the money even when they can't be bothered to teach so if someone is "sick" no one covers it and they dont give you back the cash you spent to buy the tutor's time.