I'm one of the 95% too
"She added that 95 per cent of the UK already has access to superfast broadband"
In our area we have both Virgin Media fibre and BT fibre. Alas, Virgin Media is only on the neighbouring road, and BT has enabled the exchange but not run the fibre. Virgin Media don't want to add our road to their network, and BT don't want to run fibre through a Virgin Media area.
I guess I'm part of the 95% too.