Re: Two stories:
Voltages on microphones...
Well unless you are using phantom voltage, the voltages in a microphone are usually VERY minimal (less than a volt most of the time). The typical mic has a small dynamic element and not much else. Yes, the phantom circuit is 48 volts (sometimes less) that provides bias to electret microphones need biasing and amplification.
Yes there is a problem around water, and I wouldn't go near it with audio equipment.