After the Great Fire of London, the reinsurance companies refused to issue policies to insurance companies that were overly exposed to wooden structures.
Here in the US, insurers got so tired of dodgy electrical appliances that they formed a group to inspect and recommend them--"Underwriter's Laboratory", also known as "UL".
So it's not a surprise that the insurers are taking this sort of step. The surprise is that they are recommending Cisco. Ahh, well. That's what bankruptcies are for...