Reply to post: Are European cards vulnerable?

OnePlus minus 40,000 credit cards: Smartmobe store hacked to siphon payment info to crooks

detuur

Are European cards vulnerable?

Whenever I pay with my Belgian prepaid mastercard, the payment processor refers me to my bank's verification page, where I need to perform a challenge-response routine with my TAN generator, card, and PIN. I've only ever encountered exceptions with Amazon, but I don't remember if they asked a verification for the first payment (and are only exempt for follow-up purchases), or if they never asked at all.

So I would assume that crooks, when trying to pay with my card details, would encounter the same verification wall. Thus making my bank details safe. Is that right?

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