Re: 2 Factor Authentication
There's nothing more infuriating than being sent an SMS that you cannot access without going outside, or even have to drive somewhere else to receive.
Yes, ^ That.
I'm looking in particular at HMRC - do you want me to do my Tax Return or not? If I need to go out just to receive the text, I'd much rather go out to the pub for a quiet afternoon than walk back in and fill out paperwork.