Re: What's the point of all these anecdotal comments???
' Perhaps now you'll buy a car.'
And contribute to the extending traffic queue. No thanks. Not all cyclists are as you describe, the RLJ'ers are an annoyance to us as well.
You want all cyclists to wear hi-viz, the problem is most accidents are side swipes where the hi-viz doesn't get noticed. Lights/Reflectors are mandated by law - if not fitted then cyclists should be (and are occasionally) prosecuted. Maybe, as road users we could all just watch out for each other rather.
As for insurance, who is going to enforce it? Probably the same people who can't enforce VED, MOT and Car insurance.