Re: Dunce Cap tip
"So, better rip the bottom half inch off your cheques every time you write one then... and NEVER ask people to pay you by bank transfer."
No, I think he has a point.
It's one thing to have that information on a cheque, it's another to combine it with a lot of other personal information such as DoB & employers. Someone intercepting the letter without that might be able to fill in the blanks from other sources but why present the whole lot on a plate?