Re: The Elephant in the room
A permanent credit freeze is the only way to address this effectively for now. If this article is suggesting that it will be done - I don't believe it. I called my congressman and demanded that Equifax do this for free and give at least 3 free "unfreeze" actions for the future.
I don't think all readers here know that all other reporting agencies synchronize to catch up to the same level of data accuracy within a maximum of 3 months, So it isn't always necessary to write a letter to all three of the big ones. They all get the same data eventually. I only had to put a free fraud alert on one of the big three, and it spread to the other two automatically. Unfortunately they only last 90 days. I be damned if I'm going to pay for Equifax's mistakes!!