Re: So?
Interest rates are pretty much zero at the moment and no loyalty points etc. on credit cards.
The only possible reason to use a credit card in "everyday life" in Germany is if you are travelling on business and waiting for the expense claim to be paid, before you can clear the balance or it is an emergency and you need to give out the money today and can't get to the bank to transfer money from a savings account.
Biting the hand that feeds IT
