Re: This is all very well, but........
"when they decide to spend money and not save for retirement should stop complaining about what they have to do later in life. Problem today is people want it all. To spend all their money now on living life, whilst still expecting others to fund their later life/retirement."
Well that's a crock of shit if ever I heard any. Mrs Git and I went without to purchase two investment properties so we would be less of a burden on the taxation system. So now we get sweet FA on the OAP. If we sell the properties, we have to spend all the capital before we get any pension at all. The income from the properties is barely enough to pay down the loans.