I was contracting for about 7 years, wanted to secure a re-mortgage on a very short term, the only serious option was a permie job just for the piece of mind to protect my family and to keep the grief down from the banks. ( Isn't it fun trying to borrow money as a contractor? "How long have you been your last 3 jobs Mr X?", "Oh about 3-6 months each.", "Loan denied!!" ). Payroll companies in the main were OK but you had to constantly keep tabs on them every month to make sure they made sure your money flowed on time else it screws up your DDs like crazy. I can't imagine the stress of your "umbrella" simply telling you you're not getting paid and they don't know when must be horrendous.
( Finally coming to the end of the mortgage in a few months at long last, get some savings under my belt and get back in the contractor ring again and I can't wait! )
Biting the hand that feeds IT
