The wife is a contractor and the national retailer for whom she works regularly screws the payment and she finally gets the cash weeks after it was due as the accounts department mainly employs zombies from Shaun of the Dead.
As a result she keeps a good reserve as I thought was the case for all contractors? It's a bad situation to be in and they have my sympathy but I thought all contractors keep some cash in reserve for situations like this?
PS in case you're wondering, she stays working there as they agreed to part time hours that work for her and it's 5 mins from the kids school. Some months they do pay on time. Even if it's not the right amount!