Re: Really?
In the US, VISA has adopted a policy that basically says the cardholder shouldn't ever lose money because of fraud. You can just do a chargeback without any fuss.
In Europe, not so good. I don't know the formal differences or what the reason is, but there's a lot more resistance from many card issuers.
There has even been some news stories here about people being signed up for recurring charges against their will and the issuer's response being along the lines of "You must have clicked OK so that means you agreed to it! No chargeback for you, come back never!".
Such a scam would never fly in the US, and neither would the merchant account used for long since it'd be nuked once resulting flood of chargebacks arrived.
Biting the hand that feeds IT
