Re: APR! = interest
Compared to the bank.
It's a fair point but you can phone up your bank and make a polite pain in the arse of yourself on the phone enough that they will usually drop it. I am currentl 5-4 with my bank over the course of me banking with them, thats £20 quid up in my favour on the scoreboard.
Also if my bank tried to get away with fee's like that they would soon find my account moving elsewhere.