kids today
AC - for obv reasons as talking about my kids & some of their friends
Most transactions 20 somethings I know make in pubs, clubs etc are in cash (especially recreational pharmaceuticals!). Similarly bus or taxi (maybe in London everyone ubers around but here it's ring up your local taxi & pay them in cash)
Most tend to be in minimum wage / near minimum wage jobs (some juggle multiple P/T jobs), so they need to keep track of their money as they don't have much so mainly use cash as it is easier to manage.
They have typically learned the perils of accidentally overspend on digital payments the hard way from purchase on their phone (be they old enough to have purchased a few ringtones, or more current, being careless on in app purchases)
Those that are in "better" jobs still tend to be careful as joys of student loan pay backs, car costs, housing costs still mean budgeting needed
Biting the hand that feeds IT
