Re: American and meg stripe..
As mentioned above, it's only because the banks still eat the loss, and about the worst you have to do is spend 10 minutes on the phone with them for full reimbursement and a new card. They won't fight with you over the loss - even they know how shit the whole current system is. Of course this won't last. The instant they can make it your fault and refuse to reimburse, they will.