Re: Well even though my bank has an app
Most of your points refer to the ease of use over the website, as opposed to a case use for the app although I do take your points well.
But impulse purchase? Really? Either buy it on your debit card or use a credit card and sort it out later. Or do you really log on, transfer cash and then use your debit card? I struggle to find that easier to be honest, regardless of the app.
A few banks offer 2FA anyway with a text code buzzed to your mobile should you want it.