Re: "ut I am over 40."
Wow you need to check your banking everyday? Fair enough then I guess. When I use a cash-point it's for nothing else other than withdrawing cash. If I need to transfer money I'll login via a browser, job done.
I'm not saying there's not a need for them or that everyone is in my position, I am saying I do not see why these things have to be on my phone all of the time. Same as the Facebook and Amazon app. Never on my phone, I'm surprised their on yours unless you've never looked at the permissions and the trackers or simply don't mind.
Each to their own.